Cooperative Bank of Chania - Case Study (Web Banking)
[Banks & Banking Organizations]
Cooperative Bank of Chania was founded in 1995 and constitutes the development of Credit Association of Chania. Being one of the greater local banks, it develops continuously its network, covering progressively the entire region of Crete, with stores in Athens, too. Με With share of market 5% in the deposits of the region of Crete and dominating position in the financing, it contributed substantially in the economic growth of the region. Cooperative Bank of Chania offers products developed according to the conditions of local market, so as to correspond completely in the needs of its members, providing banking cover for enterprises with complement, speed and consequence, services of high quality in all of the sectors of service of individuals, with accent in the deposits, the consuming and housing loans.
By the provision of attractive interest of the deposits and low rate consuming and professional loans to the members, with simple organizing structure with few levels of hierarchy, limited Administration staff and complete computerisation of work, Cooperative Bank of Chania is being dynamically directed in the growth of Crete.
Open Solutions Ltd. (www.open-solutions.net) undertook the project to produce the Web Banking system of Cooperative Bank of Chania.
The Web Banking system supports a series of Bank Operations and Transactions through Internet, with secure (e-tokens use) and rapid way for the final user in 24hour base, gaining thus in time and facility.
The Web Banking of Cooperative Bank of Chania, allows, among others, the management of declared bank accounts that the user wish to operate via Web Banking, giving thus the possibility to many operations as :
-Inquiry of the balance,
- Account Statement
- Amount Transmission among bank Accounts
- Payment Order in banks of Greece and abroad
- Employees Payment
- Order Scheduling
- Transmissions and Payments Preparation
- V.A.T., Public Utility Organizations and Credit Cards Payment
- Direct Debit
- Cheque Book Orders
- Request of Cheque Book Data and specific Cheque Statement
- Simple users’ creation. Delete/Amendment of simple users’ rights.
Web Banking user can make an electronic application – into the Web Site – for subscribing in the Web Banking, declaring the store or the post address in which wishes to receive the relevant documents for the activation of his account.
The Web Banking of Cooperative Bank of Chania is aimed at Individuals or Entities and Companies, providing the equivalent flexibility in each category.